As a wholesaler, you don’t have time for slow funding. With WCP’s Transactional Funding, you can secure a Proof of Funds letter in hours and close in days. It’s transactional lending made fast, simple, and scalable.
A Transactional Funding Loan is a short-term financing solution that allows wholesalers to purchase a property and sell it immediately to an end buyer—typically within 1 to 5 days. This type of loan helps you secure deals quickly without tying up your own capital, making it an ideal funding solution for real estate wholesalers.
Connect with a loan officer to discuss your project by filling out our form below or calling us directly at 703-348-0549.
Submit your property and borrower details for approval.
The first time through, we keep it simple. If you’re a returning borrower, we already know you—so approvals get faster and easier every time. No need to submit the same documents over and over.
When WCP commits, we deliver. No surprises, no letdowns – just the funding you were promised, so you can secure deals with confidence.
Real people. Real expertise. Real support.
At WCP, you’re not just another loan application – we become invested in you and your success. When you reach out, you’ll be speaking with an experienced loan officer who knows the market inside out and is committed to giving everyone a chance to succeed.
Typically 3:
Transactional funding lets you complete a back-to-back property sale without using your own funds.
For example, once the wholesaler (“B”) has a motivated seller (“A”) and a ready buyer (“C”), “B” uses transactional funding from WCP to purchase the property from “A” and, on the same day, sells it to “C.”
Processing Fee: $1,100
Yes. Your lender will provide a POF letter to your seller to prove that you have the funds to purchase the property. This document gives you official backing by an established/official financial institution.
The borrower will pay an Origination Fee (percentage points of the loan amount) for the loan. Unlike a Fix and Flip Loan that requires you to pay both an Origination Fee and bring a down payment, no down payment is needed to be a wholesaler. This is why wholesaling great way for you to get your start in real estate investing with minimal costs.
To be eligible you need to have 3 things:
With all 3 of these items ready to go upon contacting us, your dedicated loan officer will be able to facilitate an underwriting faster and increase the chances of getting your loan funded quickly.
Get a Proof of Funds letter in hours and funding in days— so you never lose a deal. You have our word.
