Fast, flexible financing you can count on

When it comes to seizing fix and flip opportunities, we know that you can’t afford any surprises and we take that seriously. Our Fix and Flip Loans can help real estate investors close deals in days, not weeks, because time is money.

Is This For You?

A Fix and Flip Loan is a short-term financing solution for real estate investors looking to purchase (or refinance), renovate, and sell properties for profit. This loan includes both purchase funds and rehab costs, giving you the capital to flip properties quickly and efficiently.

Quick Facts

  • Max Loan Amount: Up to $10 million
  • Loan-to-Cost (LTC): Up to 92.5% available
  • Loan-to-Value (LTV): Up to 75%
  • Term Length: 12 months (No prepayment penalties)
  • Closing Time: As fast as a few days
  • Property Types: Investment properties

Why Choose WCP for Fix and Flip Loans?

  • Your Access to Success

    The right deal moves fast, and so do we. With quick approvals, flexible funding, access to expert advice, and market insights, we give you the competitive edge to lock in the best properties—fast.
  • Invested In You

    From underwriting to construction draws, your dedicated loan officer is with you every step of the way. We’re here to provide insights, answer questions, and help you scale your business.
  • Personalized to Your Goals

    No two flips are the same, and your financing shouldn’t be either. We tailor your loan to fit your project, timeline, and strategy so you’re always set up to succeed.
  • You Have Our Word

    Our fix and flip loans have transparent terms, no prepayment penalties, and a streamlined closing process so you can focus on your property financing.

4 Easy Steps To Get Funding

01. Prequalify

Prequalify

Connect with a loan officer to discuss your project by filling out our form below or calling us directly a 571-749-2999.

02. Apply

Apply

Submit your property and borrower details for approval.

03. Loan Underwriting & Approval

Loan Underwriting & Approval

The first time through, we keep it simple. If you’re a returning borrower, we already know you—so approvals get faster and easier every time. No need to submit the same documents over and over.

04. Close & Fund

Close & Fund

When WCP commits, we deliver. No surprises, no letdowns – just the funding you were promised, so you can close deals with confidence.

Our Loan Officers

Real people. Real expertise. Real support.

At WCP, you’re not just another loan application – we become invested in you and your success. When you reach out, you’ll be speaking with an experienced loan officer who knows the market inside out and is committed to giving everyone a chance to succeed.

FAQs: What Investors Ask Most

Have more questions?

How is a Fix and Flip Loan different from a Bridge Loan?

Fix and Flip Loans include both purchase funds and renovation costs for properties that need construction. Bridge loans offer temporary financing to “bridge the gap” while longer term financing is put in place, and no renovations are completed during that time.

Do I need a down payment?

Yes. Most lenders, including WCP, require a downpayment.

How long do I have to pay it back?

These loans are typically 12-month terms, designed for short-term projects, but every loan and situation is unique so give us a call to find out what we can do for you. The goal is to sell the property, repay the loan, and get you closer to financial freedom.

Are there any prepayment penalties?

No! Unlike some lenders, WCP has zero prepayment penalties for Fix and Flip Loans, so you can sell faster and keep more of your profits.

Get Fast, Flexible Financing for Your Next Flip

Close deals in days. Get up to 92.5% LTC. No prepayment penalties. You have our word.

Get insider access to off-market deals and market trends to invest smarter.

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