Most of our loans have a 12-month term, but we know one size doesn’t fit all. For larger or longer projects, we’ll work with you to customize the term so you’re not stuck paying unnecessary fees or chasing extensions. And if you’re investing in rentals, we also offer up to 30-year terms to give you the flexibility and stability you need
Rates start as low as 8.0% for RTL, 5.5% for DSCR, depending on the deal, the property, and your investing experience. The best way to get an accurate rate? Give us a call at (703) 348-0549—we’ll give you a free underwriting and walk you through your options.
We use LTV (Loan to Value) and LTC (Loan to Cost) to determine loan amounts. Call us today to determine your leverage!
We accept:
We don’t accept credit cards.
We’re always looking for great people who want to make an impact. Think you’re a fit? Email your resume and cover letter to careers@wcp.team—we’d love to hear from you.
Our purpose is to make financial freedom accessible and achievable for all. We do that by equipping real estate investors with everything they need to succeed—transparent lending, expert guidance, and reliable, personalized support at every step.
We currently lend in:
New Jersey, Pennsylvania, Delaware, Washington DC, Maryland, Virginia, North Carolina, South Carolina, Georgia, Florida, and West Virginia.
We’ve been in the game since 2012—and growing ever since. With a team full of real estate pros and fellow investors, we’ve helped thousands of clients scale their portfolios and succeed in every kind of market.
We lend on both residential and commercial real estate, including:
Because we’re not just lenders—we’re partners in your success. Here’s what sets us apart:
