Do you lend on primary residences?

No, WCP does not offer mortgages on primary residences. We finance investment properties via commercial loans.

Do I need to use my own capital?

Yes, we typically require a down payment that fits into our financing metrics. The exact amount depends on the deal and your financial profile.

Do you offer discounts for repeat borrowers?

Yes! With our Rewards Program, you automatically earn points on every loan you close. Points can be used toward fees on your next loan and are available as soon as your deal closes.

How do I get a Proof of Funds Letter?

Just contact our sales team with a specific property in mind. Once we have the details, we’ll send you a signed letter on WCP letterhead that you can include with your offer.

How fast can I get a commitment?

We can provide a Proof of Funds letter in as little as 30 minutes once we have all the information.

How fast can you close?

We can close within 48 hours after the property title is clear and all documents have been received.

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